India's Modern SaaS Payment Platform

Payments.
Campaigns.
Affordability.

NextPe gives banks, brands, and retailers one unified SaaS platform to run EMI campaigns, manage POS terminals, run loyalty programs, and serve merchants — all under your brand.

4
Integrated Portals
10+
Role Types
Tenants / Orgs
500ms
Offer Match SLA

Built for banks · brands · retailers · aggregators

HDFC Bank ICICI Bank Axis Bank Samsung LG Electronics Flipkart Amazon Croma Reliance Digital
Single Login · Four Portals

One URL. Every stakeholder covered.

After login, users are automatically routed to their portal based on their role. No separate credentials, no confusion.

🏛️

Platform Admin

NextPe's superadmin panel. Provision tenants, manage billing, configure global rules, audit everything.

Tenant provisioning
Global rule config
Audit & compliance
Platform billing
one.nextpe.com/platform
🖥️

TMS Admin

Terminal Management System for provisioning, configuring, and monitoring POS devices across all merchants.

Terminal provisioning
OTA firmware updates
Parameter management
Device health monitoring
one.nextpe.com/tms
💎

VAS & Campaigns

Full campaign management — Brand EMI, Bank Offers, Global Rules, subvention splits, BIN management and bulk uploads.

7-step campaign wizard
EMI plan & BIN mgmt
Approval workflow
Subvention ledger
one.nextpe.com/vas
🏪

Merchant Portal

Merchants see their live offers, EMI plans, transaction history, and device status in a clean self-service portal.

Live offer display
Transaction history
Device status
Download reports
one.nextpe.com/merchant
Create Campaign — Step 2 of 7
1
2
3
4
5
6
7
Campaign Type
✓ Brand EMI
Brand
Samsung India
Subvention Split
Brand
70%
Bank
20%
Platform
10%
3M
Interest: 0%
6M
Interest: 0%
12M
Interest: 1.5%
Campaign & EMI Engine

Zero-cost EMI campaigns, configured in minutes

The 7-step wizard walks brand managers through campaign setup — from type selection to subvention splits, BIN eligibility, merchant targeting, and budget controls. No developer needed.

🎯
Brand EMI & Bank Offer Campaigns
Configure zero-cost, low-cost, or subvented EMI with precise contribution splits across brand, bank, retailer, and platform.
🏦
BIN-Level Card Eligibility
Upload 8-digit BIN ranges per bank. Offer match at POS checks card BINs in under 200ms using Redis cache.
📋
7-Step Campaign Wizard
Guided wizard with inline validation, draft saving, and a complete review screen before approval submission.
Approval State Machine
DRAFT → SUBMITTED → APPROVED → ACTIVE. Multi-stage workflow with email notifications at each step.
Terminal Management System

Manage every POS terminal from one dashboard

Provision, configure, and monitor your entire POS estate. Push firmware updates, manage parameters, and track device health — all without visiting a single store.

🖥️
Terminal Provisioning
Register and configure devices remotely
📡
OTA Updates
Push firmware & app updates wirelessly
⚙️
Parameter Mgmt
Central config for all device parameters
📍
Live Monitoring
Real-time device health & last-seen tracking
🔗
Merchant Mapping
Assign terminals to merchants & locations
📊
Fleet Reports
Audit, compliance & activity reports
Terminal Fleet — Live Status
🖥️
T-001234
Croma Powai · Samsung A920
ACTIVE
v3.2.1
🖥️
T-005678
Reliance Andheri · Verifone V240
ACTIVE
v3.2.1
🖥️
T-009012
Vijay Sales Thane · PAX A90
MAINTENANCE
v3.1.8
🖥️
T-003456
Imagine Bandra · Ingenico DX8000
ACTIVE
v3.2.1
Real-Time Offer Engine

Sub-500ms offer matching at every POS tap

When a card is swiped, NextPe's offer engine matches eligible campaigns and EMI plans in under 500ms — using Redis-cached BIN lookups and smart conflict resolution.

Redis BIN cache: < 200ms card eligibility check
Campaign matching: Active campaigns filtered by merchant, BIN, amount, date
Conflict resolution: HIGHEST_DISCOUNT or PRIORITY-based stacking rules
Budget protection: Real-time budget tracking prevents overspending
1
POS Terminal POST /api/v1/match
2
Redis Cache BIN lookup < 200ms
3
Campaign Filter Merchant · Date · Budget
4
Conflict Engine Max 2 offers · Priority resolve
5
Response Matched offers in < 500ms
Multi-Tenant SaaS

White-label it. Brand it. Scale it.

NextPe is built like Paytm's infrastructure — you provide the rails, your clients run their business on it. Every organization gets an isolated, fully branded experience.

🏛️
NextPe
Platform Super Admin
Manages all tenants
🏦
Axis Bank Merchant Svcs
Organization Tenant
Bank EMI campaigns
📱
Samsung India
Organization Tenant
Brand EMI programs
🛒
Aggregator XYZ
Organization Tenant
Multi-brand offers
🏪
Croma Store
Merchant
🖥️ 🖥️ 🖥️
🏪
Vijay Sales
Merchant
🖥️ 🖥️ 🖥️
🏪
Reliance Digital
Merchant
🖥️ 🖥️ 🖥️
🏪
Imagine
Merchant
🖥️ 🖥️ 🖥️

Each organization has isolated data, their own users, merchants, and POS devices

Built on proven tech

Enterprise-grade infrastructure

🐘
PostgreSQL 16
Primary database with JSONB for campaign configs, composite indexes for sub-ms queries
Redis 7
BIN cache, campaign index cache, session store, and queue backend for Horizon workers
📦
MinIO S3
Self-hosted S3-compatible storage for bulk upload CSVs, error reports, and debit note PDFs
🌿
Laravel + Filament
Laravel 11 backend with Filament v3 admin panels — rapid feature development with production quality
🔀
Laravel Horizon
Redis-backed queue with visual monitoring. Separate queues for default, bulk-upload, and notifications
🛡️
Spatie Permissions
10 role types with 40+ granular permissions. TenantScope enforces data isolation on every model
🔐
Let's Encrypt SSL
Auto-renewing SSL certificate with HTTP → HTTPS redirect and security headers on all endpoints
📧
Postfix + Mailpit
Local Postfix MTA for outbound emails. Mailpit UI for dev testing of approval notifications
RBAC — Role-Based Access

10 roles. 40+ permissions. Zero overlap.

Every user sees exactly what they need to see — nothing more. Roles are scoped to their tenant automatically.

🏛️
Platform SuperAdmin
All tenants, global access
🏢
Org Admin
Own org, all features
📋
Campaign Manager
Create & submit campaigns
🏦
Bank Manager
EMI plans & BIN management
Operations Manager
Approval queue
💰
Finance Ops
Subvention & claims
📊
Analyst
Read-only analytics
🖥️
TMS Admin
Terminal management
🏪
Merchant Admin
Own store view
👁️
Merchant Viewer
Read-only merchant
📦 Bulk Upload Center C-08
📁
Drop CSV/XLSX here
Max 10MB · UTF-8 encoding
📋
BIN SEGMENT DELTA CSV
1,240 rows
SUCCESS
📋
BULK PLAN DELTA CSV
85 rows
PROCESSING
📋
BULK CAMPAIGN UPDATE
320 rows
QUEUED
Request a Demo

See NextPe in action — live demo in 24hrs

Tell us about your use case. We'll set up a sandbox environment with your branding and walk you through the full platform.

🚀
Quick setup
Your sandbox ready in 24 hours
🎨
White-label demo
Your logo, your colors, your domain
👨‍💼
Dedicated walkthrough
1-on-1 with our product team
📦
Full feature access
All 4 portals, all roles, real data

Book your demo

No commitment. No credit card. Response within 24 hours.